Background: Shaped by Strong Women

Nthabiseng Matshekga’s narrative resonates with many South Africans, emphasizing the impact of strong female role models and early financial lessons. As the executive head of integrated marketing and experience at Nedbank and the mother of three, Nthabiseng’s financial journey is intertwined with her family values and experiences.

Lessons from Grandmother

Nthabiseng credits her grandmother for instilling financial discipline. “I learned from my grandmother,” she states, highlighting her ability to manage a budget effectively while being a master at making every cent stretch to support their family. Her grandmother’s disciplined approach and skillful bargain shopping were pivotal in molding Nthabiseng’s financial principles.

A memorable moment remains when her grandmother surprised her with her first cellphone, purchased with care and planning. This act illustrated the profound lesson that consistent savings can lead to meaningful rewards.

Understanding Generosity and Boundaries

However, the journey didn’t come without challenges. Nthabiseng’s family was characterized by generosity, but this often led to financial strain. “We gave a lot, to relatives and even strangers,” she recalls, recognizing that kindness can sometimes be exploited. As she matured, these experiences impacted her financial behaviors, leading her to give beyond her means.

Transformative Insights at Nedbank

Her perspective shifted after joining Nedbank, particularly after taking a money archetype survey that revealed her “carer” personality type. This newfound understanding allowed her to set boundaries around her generosity. “Just having language for that made a difference,” she asserts, emphasizing the importance of a “giving budget” for intentional spending. This mindset shift has brought her increased financial clarity and reduced stress.

Teaching Financial Literacy to the Next Generation

Nthabiseng applies her learned philosophies to her own children, focusing on open dialogues surrounding money. “We talk about money all the time,” she shares, aiming to instill lessons on saving, investing, and responsible spending. Her approach simplifies money management into four actionable categories: spend, save, invest, and give. “Money isn’t just about today,” she emphasizes, “it’s about the future, too.”

A Thoughtful Approach to Motherhood

Beyond financial lessons, Nthabiseng’s motherhood is a learning process. “For me, motherhood means raising myself so I can raise them,” she remarks, emphasizing unconditional love and self-growth. She acknowledges the individuality of each mother’s journey, asserting that there isn’t a one-size-fits-all definition of a fulfilling life.

Women in Leadership

Within her professional realm, Nthabiseng has been surrounded by strong female leaders, particularly in marketing—a field known for its welcoming attitude toward women at all levels. “Some of my best mentors and bosses were women,” she notes, aware of the societal pressures that often stereotype mothers as one-dimensional caregivers.

A Message to Working Mothers

Nthabiseng offers valuable advice to working mothers: “Stay in tune with yourself. Don’t lose the things that put fire in your belly.” She encourages open communication with children, reminding parents that they can provide honest insights. Nthabiseng highlights the importance of self-care amidst the responsibilities of motherhood.

The Journey Continues

Nthabiseng Matshekga’s story represents not only her personal journey but also the broader conversation about financial empowerment and the intricacies of motherhood. “Learning how to look after my money better has helped bring me stability that reduces stress,” she reflects. Ultimately, her narrative emphasizes the personal agency required for both financial growth and nurturing the next generation.